Find the Perfect Loan for Your Next Home — Fast, Flexible, and Stress-Free

Every buyer’s story is different — there’s no one-size-fits-all mortgage. But over the years, I’ve found certain loan solutions that work again and again for my clients across California and Texas. Here are three I reach for often.

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Self-Employed Buyers

You don’t need a W-2 to get a home loan. With the right program, we can use bank statements, 1099s, or other income proof to show your true earning power — not just what’s on paper.

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First-Time Buyers

From low down payments to closing cost help, first-time buyer programs are designed to get you into your first home with less upfront cash — and more confidence in the process.

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Investors

With Debt Service Coverage Ratio (DSCR) loans, your investment property’s rental income — not your personal income — is what matters. Perfect for building a portfolio without traditional income hurdles.

Not sure where to begin? Send me a few details & we’ll figure it out together.

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Why Work With Me

Clarity at Every Step: I make the process easy to follow so you always know where you stand.
Speed You Can Count On: I move quickly and efficiently, without sacrificing accuracy or detail.
Personal Touch: Every client’s story is different — I tailor the loan process to fit your goals, lifestyle, and timeline.

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